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Archives for: February 25, 2017

Employees Need Help with Social Security Planning Strategies

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David Giertz, the leader of sales and distribution at Nationwide, says the company’s second yearly overview of people nearing retirement and those who are already retired uncovered various misguided judgments about Social Security. “Retirement is quite not the same as what they expected,” Giertz told PLANADVISER. “They trust they ought to take Social Security early as a time will come when it will run out.” Other misperceptions about the advantage highlight on cost – Forty-one percent didn’t thoroughly consider any costs from it, and life span, majority of people believe the human lifespan is smaller and majority believe of dying sooner than it happens” Giertz says on

These thoughts are adding to the retirement preparation emergency the nation confronts, David Giertz accepts, and plan advisers and sponsors have a chance to assist in educating members about the most ideal approaches to guarantee the benefits. One detaches—the measure of retirement payment future retirees trust Social Security will cover (52%) and the truth (40%) — is very expansive, Giertz says on Nationwide. One explanation behind the difference is the quantity of individuals who started taking the advantage early enough – 83% of study respondents in their retirement years needed to claim early due to job loss and health issues” Giertz says, which is a key source of regret. “The study demonstrated 33% wished they had held up.”

One astounding discovering, Giertz says, was the manner in which limited study respondents working with the counselor about Social Security: only 17% versus a year ago’s 12%. The number rose with a small range yet is still low, he says.

Combined with that figure is the 71% of individuals who showed they would search out another guide if their present consultant did not discuss about the Social Security at While the quantity of advisers talking about Social Security showed a slight ascent, Giertz says he expected a greater increment.

Mr. David Giertz is the President of NFS Distributors Inc. and Nationwide Financial Distribution and Sales Organization. He is in charge of the entire distribution and strategy in private-sector retirements packages, annuities, life insurance, mutual funds through banks, specialty markets, independent broker/dealers, warehouses and regional firms.

The Commitment To Good Health

Posted on by is fully committed to providing information on ways to improve your health. They believe that health comes from within the body. Certainly, good health begins with the type of foods placed within the body. Their belief is that with proper guidance and eating the right foods, one is able to achieve optimum health. Today, there are a wide variety of people that are living the cleanse lifestyle. They’ve also included tasty recipes that are very appropriate for the full body cleanse process. Here are a few recipes to consider.

Raw Brownies & Strawberries
This is a full body cleanse approved recipe that is provided by It includes all the proper daily nutrition for a healthy diet and is gluten free. In fact, the recipe is thought to provide the same amount of nutrients that are in several very popular snack bars that people consume. The recipe includes walnuts, flax seeds, coconut chunks, prunes, carob powder, coconut oil, and special seasonings. Simply place in a food processor to mix and form into balls and place in a brownie pan and refrigerate.

Tomato Herb Dressing
This is a great dressing for anyone that is trying to eat healthy nutritional meals while still trying to lose weight. The dressing provides just the right amount of vegetables and roughage required to stay health. Key ingredients are chopped tomatoes, garlic, olive oil, Italian seasoning.  It was also recommended in News One’s story about Fit!Live!Win! Spring Cleaning For Your Body With The 20-Day Dherbs Cleanse

Detox Super Salad
This is a great salad for people that would like to add more vegetables to their daily menu. This is a perfect addition to living the Dherbs lifestyle. In fact, the salad is filled with Dherbs detox superfoods that include broccoli, tangerines, walnuts, avocados, pomegranates, and olive oil.

These are just a few of the wonderful recipes that are available on the website that are full body cleanse approved.  There are more recipes being updated on their official Tumblr page, or you can read some Yelp reviews to get a feel for what real users think about this program.

Adam Goldenberg and the Rise of Fabletics

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Three years ago Kate Hudson and Adam Goldenberg joined hands to found Fabletics. Kate Hudson is a famous Hollywood actress who was nominated for Oscar several times. Adam Goldenberg is a Chief Executive Officer of TechStyle. Fabletics brand is based in Los Angeles; it has almost thousand employees and more than one million VIP members in different parts of the world. While talking to Entrepreneur, Hudson said that she lived in activewear for her entire life. It was hard for her to believe that yoga pants of high quality are that expensive. The main thinking behind Fabletics is to make fashion and fitness affordable. The concept of Fabletics’ was quickly adopted, and TechStyle became the parent company of Fabletics.’ Just in 2014, Fabletics acquired the unicorn status and gained the valuation of one billion dollars. The genius who practically worked on the concept of Fabletics’ is Adam Goldenberg.  Adam talks about his inspiration on YouTube.



He is one of the Chief Executive Officers and co-founder of JustFab Inc.; The company is behind famous fashion brands like Fabkids, FL2, ShoeDazzle, Fabletics, and JustFab. In 2010, the company had an annual sale of six-hundred-and-fifty dollars. It employs more than two thousand people. Nowadays, JustFab is considered a leader of fashion brands. Goldenberg briefly explained how a shopping experience could become a business model through membership. It is very much related to the use of data and business insights. He shared the details at Digital Experience Workship by which was held in California during the July 2016. See Adam’s entire background at the Goldenberg CrunchBase website.



According to Adam Goldenberg, the landscape of fashion is changing fast. The secret behind the success of JustFab is the online building of brands especially for categories that show high growth rate. The membership model is the backbone of JustFab. It is more like a relationship between a customer and company, and it benefits both of them. Making the customer happy matters a lot. When someone opens the box and gets more than he expected, that makes a great customer experience. However, the biggest challenge for the company is to keep itself fast and try to get bigger and bigger. Goldenberg said he loves the business because it involves working with smart and passionate people. The challenges and new things are great to try.

Richard Blair: A Man Of The People

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As of late much has been written about the success of the innovative independent financial advisor Richard Blair of Wealth Solutions, a company known as an RIA or Registered Investment Firm based out of Austin, Texas.

The basis for Wealth Solutions revolves around it’s founder’s core belief in human potential, and every individual’s need for developing an inherently strong and stable game-plan directed towards personal financial achievement.

Richard Blair is a man in the business of providing his clientele with the necessary tools to reach their goals pertaining to retirement as well as overall wealth management.

Richard Blair’s company crafts personalized approaches for every person, each created with three tenants or pillars as guidelines. Firstly, a client is assisted in analyzing the big picture.

Their plan is examined from a to z, in an effort to lay out a step by step guide for them to follow. These steps serve as a connection of movements to guide one toward particular goals.

Strengths and weaknesses are considered, and the groundwork is laid for people to shape their financial futures.

Finally, all issues surrounding insurance and annuities are analyzed and prepared for. Blair is a principled man who believes in the power of sharing wisdom and seeing others succeed.

According to Bright Scope, it’s no surprise that Richard Blair Wealth Solutions comes from a family of educators. Not only were his mother and grandmother teachers, but his wife also. Growing up, he surely realized the power of knowledge and the gift of passing it on.

He has an unquestionable knack for navigating the financial world, and has built a life around using his knowledge for the greater good.